What Kove Can Do

Everything you need to understand, manage, and grow your money - in one place.

PRICING

Affordable by design. Always.

Kove is priced so anyone can access it regardless of their financial situation. Student and standard plans fit different budgets - no premium tiers that lock away core features. As our operating costs decrease, we pass those savings back to you. Your subscription should get better over time, not more expensive.

FINANCIAL PICTURE

See everything. Miss nothing.

Kove connects to over 12,000 financial institutions through Plaid - banks, credit cards, loans, and investment accounts - giving you a complete view in one place. Everything updates automatically so your financial picture is always current and nothing slips through the cracks.

Kove analytics view showing spending charts and financial breakdowns

BUDGETING

Smarter budgeting, less guesswork.

Kove automatically categorizes your transactions the moment they come in - no manual sorting, no spreadsheets. Set budgets by category, track them in real time, and see exactly where you stand. When your spending shifts, your budget reflects it immediately.

Kove transactions view showing categorized spending

VISUALIZE

Make sense of your money at a glance.

Kove translates your financial data into clean, intuitive charts that make it easy to spot trends, identify problem areas, and understand your spending without digging through transaction lists. Whether you're tracking monthly spending or monitoring progress toward a goal, visuals turn complex data into something you can act on.

Kove cash flow view showing income and spending trends over time

INVESTMENTS & RETIREMENT

Track where your money is going to work.

Kove pulls in your investment accounts alongside your everyday finances so you can see your full net worth in one place. Track portfolio performance, monitor balances, and set retirement goals with a target amount and date - whether you're just starting or years in.

GOALS

Save with a target in mind.

Set a goal, define a target amount and date, and track your progress over time. Allocate funds from your existing accounts toward each goal and watch it build. A clear target changes how you save - and Kove keeps it visible.

Kove goals view showing savings progress toward a target amount

KOVEAI

Your personal finance assistant.

KoveAI is a built-in AI assistant that makes finance easier to understand. Ask it to explain financial concepts in plain language, navigate the app, or draft a personalized budget based on your last three months of spending. A practical tool that meets you where you are.

KoveAI assistant interface helping a user understand their finances

CRYPTO

Your crypto, in the same picture.

Kove integrates directly with Coinbase so you can track your crypto holdings alongside your traditional accounts - no manual entry, no separate app. Whether crypto is a small part of your portfolio or a significant one, it belongs in your full financial picture.

SECURITY

Built with your safety in mind.

Kove runs on industry-standard Google Cloud infrastructure. Your banking credentials never pass through Kove directly - they're handled entirely by Plaid, a trusted financial data provider used by thousands of apps and institutions worldwide. Security at every layer, because your financial data deserves nothing less.