Tools that actually do something.
No fluff, no paywalled features. Just everything you need to manage your money well.
FINANCIAL PICTURE
See everything. Miss nothing.
Kove connects to over 12,000 financial institutions through Plaid - banks, credit cards, loans, and investment accounts - giving you a complete view in one place. Everything updates automatically so your financial picture is always current and nothing slips through the cracks.
BUDGETING
Smarter budgeting, less guesswork.
Kove automatically categorizes your transactions the moment they come in - no manual sorting, no spreadsheets. Set budgets by category, track them in real time, and see exactly where you stand. When your spending shifts, your budget reflects it immediately. Automatic categorization isn't perfect, so it's worth a quick review now and then to make sure everything landed in the right place.
VISUALIZE
Make sense of your money at a glance.
Kove translates your financial data into clean, intuitive charts that make it easy to spot trends, identify problem areas, and understand your spending without digging through transaction lists. Whether you're tracking monthly spending or monitoring progress toward a goal, visuals turn complex data into something you can act on.
All features included in every plan. Starting at $5.15/mo.
Just $1.99/mo for students.
All taxes included in prices shown.
INVESTMENTS & RETIREMENT
Track where your money is going to work.
Kove pulls in your investment accounts alongside your everyday finances so you can see your full net worth in one place. Track portfolio performance, monitor balances, and set retirement goals with a target amount and date - whether you're just starting or years in.
GOALS
Save with a target in mind.
Set a goal, define a target amount and date, and track your progress over time. Allocate funds from your existing accounts toward each goal and watch it build. A clear target changes how you save - and Kove keeps it visible.
KOVEAI
Your personal finance assistant.
KoveAI is a built-in AI assistant that makes finance easier to understand. Ask it to explain financial concepts in plain language, navigate the app, or draft a personalized budget based on your last three months of spending. A practical tool that meets you where you are. Prefer to opt out? KoveAI can be disabled anytime in Settings.
PAGE WALKTHROUGHS
Learn any feature, on demand.
Every page in Kove includes a built-in walkthrough that explains exactly what you're looking at - what each section means, what the controls do, and how to use them effectively. Pull it up whenever you need a refresher, and close it when you don't.
SECURITY
Built with your safety in mind.
Kove runs on industry-standard Google Cloud infrastructure. Your banking credentials never pass through Kove directly - they're handled entirely by Plaid, a trusted financial data provider used by thousands of apps and institutions worldwide.
For the full breakdown - encryption standards, access controls, and our breach notification policy - see how we protect your data.