Finally, a money app that’s actually on your side.
No investors to answer to. No agenda but yours.

Why We're Different
Four commitments that set Kove apart from everything else.
PRICING
Built for every budget.
Kove is priced so anyone can afford it - regardless of income. No premium tiers that gatekeep core features, no hidden price hikes. Just honest pricing.
YOUR DATA
We don't sell your data. Ever.
Most finance apps make money two ways - your subscription and your data. We only do one. Kove will never sell your financial information or share it with advertisers. What you share stays with us.
TRANSPARENCY
See exactly how we operate.
Inside the app, view our full cost breakdown - server expenses, labor, and what we actually take home. We put this in front of every user because accountability shouldn't be optional.
YOUR CONTROL
Delete everything. Instantly.
One button deletes your entire account and every piece of associated data - no emails, no waiting periods, no friction. Your data is yours, including the right to take it back.
What You Get
Tools that do the work so you don't have to.
CONNECTIONS
Connect every account in minutes.
Kove uses Plaid to securely connect to over 12,000 financial institutions - banks, credit cards, loans, and investments. Your full financial picture, in one place, updated automatically. Bank-level security means your credentials never touch our servers.
BUDGETING
Smarter budgeting, less guesswork.
Kove automatically categorizes your transactions so you're not doing it manually. Our AI assistant explains your spending in plain language - no financial degree required. Set a budget, track it in real time, and get insights that actually mean something.


VISUALIZE
See your money clearly.
Charts and visual breakdowns turn raw transaction data into something you can act on. Spot trends, identify problem areas, and make decisions with confidence.


GOALS
Save with a target in mind.
Set a goal, define a target amount and date, and track your progress over time. Allocate funds toward what matters most - an emergency fund, a vacation, a down payment. Watching it build keeps you on track.


For Employers
Give your team a benefit that actually matters.
Financial stress is a leading cause of lost productivity and turnover - and most businesses can’t afford benefits packages that address it. Kove gives you a simple, affordable way to show your team you care about their lives outside of work.
Flexible plans, transparent pricing, no long-term contracts.
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For Universities
Invest in your students’ financial future.
Financial stress is one of the leading drivers of student dropout - and most universities lack the tools to address it. Kove gives institutions a simple way to provide students with real, actionable financial wellness resources that build skills they’ll carry for life.
And with anonymized, aggregated research reports on your students’ financial trends, your institution gains the insights needed to build better support services - without ever compromising individual student privacy.
Learn MoreReady to take control of your money?
No hidden fees. No data selling. Just a financial tool that’s actually on your side.